To qualify: - The applicant must be at least 65 years of age as of June 30th or permanently and totally disabled. - The Total Combined Gross Household Income of the homeowner, spouse, and all of the owner’s relatives residing in the dwelling, excluding the first $10,000 of income of the owner’s relatives other than the spouse, shall not exceed a total of $62,043. A total of $10,000 is excluded from the income of a homeowner who is permanently and totally disabled. Income from any other person(s) living in the home, who is not related to the owner(s), is not considered. - The Net Combined Financial Worth, including equitable interests as of December 31st of the preceding calendar year, of the owners and the spouse of any owner, excluding the value of the dwelling and the land, not exceeding ten acres upon which it is situated, shall not exceed $278,068.